> For the complete documentation index, see [llms.txt](https://hero-5.gitbook.io/hero-paper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hero-5.gitbook.io/hero-paper/the-hero-ecosystem/hero-pay/key-features.md).

# Key Features

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[**Click Here to Access Hero Pay**](https://pay.hero.io/)
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### **No Risk, All Reward**&#x20;

Hero Pay offers a clear and simple 1.5% transaction fee—no hidden setup costs and no monthly minimums. Businesses benefit from predictable costs, making financial planning easier.

### **Flexible Settlement Options**

Funds can be settled directly into bank accounts across 38 countries, with the option to choose fiat (USD, EUR, GBP) or a combination of fiat and crypto. This flexibility helps businesses maintain stability and manage risk effectively.

### **Universal Wallet Compatibility**

Supporting over 90 crypto wallets, Hero Pay ensures customers can pay using the wallet of their choice, making it accessible and convenient for all.

### **Transparent and Secure**

With Hero Pay, businesses don’t need to handle crypto directly. The platform is designed to eliminate fraud chargebacks, providing a secure and hassle-free payment experience.