# Key Features {% embed url="" %} {% hint style="info" %} [**Click Here to Access Hero Pay**](https://pay.hero.io/) {% endhint %} ### **No Risk, All Reward** Hero Pay offers a clear and simple 1.5% transaction fee—no hidden setup costs and no monthly minimums. Businesses benefit from predictable costs, making financial planning easier. ### **Flexible Settlement Options** Funds can be settled directly into bank accounts across 38 countries, with the option to choose fiat (USD, EUR, GBP) or a combination of fiat and crypto. This flexibility helps businesses maintain stability and manage risk effectively. ### **Universal Wallet Compatibility** Supporting over 90 crypto wallets, Hero Pay ensures customers can pay using the wallet of their choice, making it accessible and convenient for all. ### **Transparent and Secure** With Hero Pay, businesses don’t need to handle crypto directly. The platform is designed to eliminate fraud chargebacks, providing a secure and hassle-free payment experience. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://hero-5.gitbook.io/hero-paper/the-hero-ecosystem/hero-pay/key-features.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.